wise men and fools

Whoever trusts in his own mind is a fool, but he who walks in wisdom will be delivered. -prov 28:26

A fool gives full vent to his spirit but a wise man quietly holds it back. -prov 29:11

Let me not be a fool. Quietly restrain my spirit and do not trust in my own mind.

Psalm 86:4-13

Gladden the soul of your servant, for to you, O Lord, do I lift up my soul. For you, O Lord are good and forgiving, abounding in steadfast love to all who call upon you. Give ear, O Lord, to my prayer; listen to my plea for grace. In the day of my trouble I call upon you, for you answer me. There is none like you among the gods, O Lord, nor are there any works like yours, All the nations you have made shall come and worship before you. O Lord, and shall glorify Your name.

I give thanks to you, O Lord my God, with my whole heart, and I will glorify Your name forever. For great is your steadfast love toward me; You have delivered my soul from the depths of Sheol.

Psalm 143:8

Let me hear in the morning of your steadfast love, for on you I trust. Make me know the way I should go, for to you I lift up my soul.

Truth for my soul

Bless the Lord O my soul and all that is within me bless His Holy Name.

Currently pondering lyrics of Wonderful Merciful Savior

Talking to your Tears.. from DG

Psalm 126:5-6

May those who sow in tears
reap with shouts of joy!
He that goes forth weeping,
bearing the seed for sowing,
shall come home with shouts of joy,
bringing his sheaves with him.

But suppose you say, "I am in a blue funk. I cry if the milk runs out at breakfast. I cry if the phone and doorbell ring at the same time. I cry for no reason at all. But the field needs to be sowed. That is the way life is. I do not feel like it, but I will take my bag of seeds and go out in the fields and do my crying while I do my duty. I will sow in tears."

If you do that, the promise of the psalm is that "you will reap with shouts of joy." You will "come home with shouts of joy, bringing your sheaves with you." Not because the tears of sowing produce the joy of reaping, but because the sheer sowing produces the reaping, and you need to remember this even when your tears tempt you to give up sowing.

So here's the lesson: When there are simple, straightforward jobs to be done, and you are full of sadness, and tears are flowing easily, go ahead and do the jobs with tears. Be realistic. Say to your tears: 'Tears, I feel you. You make me want to quit life. But there is a field to be sown (dishes to be washed, car to be fixed, sermon to be written). I know you will wet my face several times today, but I have work to do and you will just have to go with me. I intend to take the bag of seeds and sow. If you come along then you will just have to wet the rows."

-DesiringGod

Psalm 139:23-24

Search me O God and know my heart; test me and know my anxious thoughts. See if there is any offensive way in me, and lead me iN the way everlasting

Assessing the Benefits of a Second Income

Taking a class on personal finance right now and learning loads of interesting information...


Here is a summary of a table that was found in my textbook helping to analyze and asses the benefits of a second income:

1. Second Income
	Annual Earnings		30,000
	Value of benefits (Life Insurance)		300
	Total 1		30,300
2. Expenses
	Federal income taxes (25% x30,000)		7,500
	State/Local income taxes (6% x30,000)		1,800
	Social Security Taxes (7.65% x30,000)		2,295
	Transportation and commuting (50 wks x$40)		2,000
	Child care (8 mos after school only)		3,200
	Lunches out (50 wks, 2x$10/wk)		1,000
	Work Wardrobe (dry clean too)		1,200
	Other work related expenses		300
	Takeout food for dinner (too tired; $100/mo)		1,200
	Guilt complex purchases (make up for time lost)		600
	Total 2		21,095
3. Net Value
	Total of 1		30,300
	Subtract total of 2		21,095
	Total net amount of second income		9,205

Total of the year comes to be $9,205/ 12 is about $767 extra each month... interesting how objectively the world also comes to the same conclusion that perhaps it is not cost efficient to have a double income. Things to think about!

All american football

Useless trivia from class today...
Who was the first all american football player from princeton and also wrote the mccaw?

Edgar Allen Poe